retire

Are You Really Ready For Retirement?

Published by Kenneth

Are you really ready for retirement? Unless you are a “Baby Boomer,” you probably have not given a whole lot of thought about your retirement. Most of us are just thinking about how we will pay our bills every month, let alone when and how much money we will have to retire.

Have you ever thought about how long that you will have to work in order to have enough money in your account to be able to walk away from Corporate America and actually live your life? The statistics can be quite daunting! I took a few minutes and did a quick calculation on Kiplinger.com (http://www.kiplinger.com) to see what someone my age would have to save. I just turned 36 years old and calculated that I would work until I am 65 along with my wife. To make the numbers easier, I had both my wife and myself making $60,000/yr. and did not add any 401k, etc. The result: We would need to save $2,745/month for 30 years!

 

Now I realize some of you make more or less per year, but what I want you to think about is, are you truly saving between 2-3k/month in your household? Keep in mind, this is to just maintain your current standard of living and nothing more.

I don’t know about you, but I surely do not want my wife and I to have to work until we are 65 years old. We both want to enjoy life to it’s fullest and not wait until we are too old to enjoy some of the things we want to do now. So do you have a game plan for your financial future? Does it make you cringe to think about how long you will have to work for someone else, give your very best, show up every day, and then barely be able to survive? Thankfully, my wife and I were presented with a business opportunity that would allow us to make some additional income every month in our spare time outside of our current commitments! We were shown a very simple marketing plan that would allow us to do what we already did and get paid to do it! On top of that, we also gained access to some very successful business men and women who were willing and able to mentor us. When we make money, they make money- a “win-win” situation!

 

Since we have taken advantage of the opportunity that was presented to us, retirement is literally right around the corner for us! We have also helped many other singles and couples get ahead of their retirement curve through our opportunity.

 

So what about you? Are you looking to get ahead financially? Do you have loved ones that are going to be counting on you in the future? Do you want to have the security knowing that you will be financial stable? Do you want to travel more? Pursue hobbies, etc.?

 

If you want some of these things and others, I can help you! In order for any opportunity to work, you must be willing to learn and be teachable, willing to delay some things so that you can have them in the future. This is not a sales pitch or an attempt to “convince” you to do anything. It is simply an offer to work with and help ambitious people who just want an opportunity to succeed. 

I can provide you with some information on how we can work together and you can begin your path to financial success.

Click here to get complete details. 

To your success!

Ken Cloutier

Increase Your Dreams; Increase Your Financial Future!

Published by Kenneth

All of us have had dreams from early childhood up until now. As we got older the dreams may have changed, but we all have dreams that we would like to accomplish. The sad reality is that most people will shape their dreams around their income rather than using their dreams to increase their income.

 

What am I getting at? Let me explain. Let’s say someone makes $80k/yr. at their corporate job. Most likely they have tied their “dreams” or goals into what $80k/yr can buy them; car, home, travel, etc. They can not imagine driving a Ferrari or living in a multi-million dollar home because to them it is not “realistic.” They have no way of achieving those goals so the settle for what they can afford.

 

I am challenging you to develop a dream so big it intimidates you. When you have a big dream that is bigger than your current circumstances, it forces you to take action and make the kind of money to afford what you want. You will strive to make enough money to be able to afford that multi-million dollar home or retire your wife/husband from their job; even yourself! You were created to do more and be more, not just settle for what life or your boss says your value is. You can begin to shape your financial future by just increasing your dreams alone! When your subconscious mind is set on achieving a goal, it will begin to create and think of opportunities to help you achieve that goal. That is why one of my definitions of success is: When opportunity and preparedness meet. Your mind will have you prepared to see an opportunity and take advantage of it. 

 

So begin to increase your dreams to increase your finances. Stop settling for what you currently have based on your circumstances. Rise up and be all you can be!

 

Click here to join a winning team and increase your cashflow for a brighter financial future!

 

Ken Cloutier

Do You Have a Financial Safety Net?

Published by Kenneth
Over the past several years, many people have endured demoralizing corporate lay-offs or downsizing. In fact, the Bureau of Labor Statistics reported that as of 2013, 11.3 million people are unemployed. That is a frightening statistic. Are you one of those millions? 
The sad part of this scenario is that most of these individuals did not have a “plan-B” or a safety net that they could fall back on if they ever lost their job. Now that they have gotten laid of, they have to scramble to try to find some work in order to keep the lights on and food on the table! More times than not, they end up taking a job that pays them less than what they were making before just so they can have some type of income. Not a good situation, is it?                                                                                                                      
 What about you? Do you have a safety net? I’m sure you are thinking that you have a good job and are on the fast track for growth within your company. I have heard that all too often only to then hear that there was a corporate takeover and the new company is bringing their staff in with them. Maybe you have a bunch of money in your savings account (not many do) and you can go for a period of time without any income. Can you go 90 or 120 days with no income? You have worked hard and have been very disciplined in order to save money so why would you want to have to resort to using it in order to survive before you retire?
I recommend that you develop a secondary stream of income. You can not expect to work with one company for the next 30-40 years and retire with any financial dignity. It just doesn’t happen like that anymore. Having a secondary income can be done in your spare time. It does not have to interfere with your current career or family time. This can be done on your own accord with as much or as little effort as you would like to put in. Think about it, if you could make an extra $2,000/month in your spare time, would that help things around the house? CouldID-100199996 you start to get out of debt quicker? Travel more? Be able to keep your current standard of living if you got laid off? Now you can make more or less per month, but I’m just using that number as an example to get you to think about why it would be a good idea to make extra money outside of your career.                                                                    
 If you have not thought about having a safety before, I would encourage you to do so. We can’t predict the future, but we can make every effort to make it more secure regardless of what happens. My wife and I have helped hundreds of individuals and families create a secondary source of income as a safety net. If you would like to find out more about what we do, click on this link and provide some simple information where we can fill you in on all of the details.
To Your Success!
Ken Cloutier

 

 

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